Commercial Liability

When an income loss is at issue, we perform a comprehensive analysis to determine the following:

If any part of the loss is attributable to a continuation of a trend, normal fluctuations, or changes in industry conditions.
The net income that would have been earned during the loss period.
If there were efforts to mitigate the loss; if not, we determine what amount of difference mitigating efforts would have made.
When income and expenses returned to normal.

For losses involving business inventory, we review tax, sales and purchase records to determine the level of inventory on-hand at the time of the loss and pinpoint the value of the items and quantities damaged. Throughout our analysis, we consider:

If any of the damaged product was obsolete or otherwise worth less than cost.
If the inventory records are accurate and reliable.
If the claimant has the capacity to remake the inventory at an expense less than the cost of the lost inventory.

To learn more, read about our some of our commercial liability cases.